Your money, in recap mode

Your spending has a personality.

Turn your transaction history into funny stats, revealing patterns, and a shareable money archetype. No spreadsheet personality required.

Start free. Review before you share.

Spendly hero

Plot twist

Snacks were the strategy.

The Spendly promise

Your recap should feel revealing—not reckless.

You stay in control

Preview your recap and decide which stats make the final cut.

No fake financial wisdom

Clear patterns and playful context—not judgment or financial advice.

Three beats. One reveal.

From transaction dump to main-character data.

Spendly does the categorizing and storytelling so your money recap feels more like Wrapped and less like tax season.

  1. 1

    Connect or upload

    Link an account or upload a bank or card statement as a CSV. You choose the data that goes into your recap.

  2. 2

    Meet your money archetype

    Spendly turns raw transactions into category patterns, funny stats, standout purchases, and a personalized spending personality.

    Your archetype

    The Tiny-Treat Tycoon

    Big plans. Strategic little rewards.

    Top plotline

    Late-night delivery

  3. 3

    Post the reveal

    Download a social-ready recap made for the group chat, your story, or the feed—with controls over what appears.

One recap. No subscription trap.

Peek for free. Upgrade the reveal.

Generate your recap first. Pay only when you want the polished, post-ready version.

Free recap

$0

For seeing what your spending says.

  • Spending personality
  • Headline stats and categories
  • Watermarked standard-res export
Make a free recap
Post-ready

HD reveal

$6

A one-time unlock for the recap you just generated. No recurring charge.

  • Everything in Free
  • HD social exports
  • No Spendly watermark
  • Deeper category breakdowns
Start my reveal

The fine print, plainly

Questions before the upload?

Your year had lore

Find out what your money was really doing.

Upload the data you already have and turn it into a recap worth sending to the group chat.

Reveal my recap